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Get expert mortgage guidance, real-time rate comparisons, and San Antonio market insights — all from a local advisor who puts you first.
Why Work with Mark
A Mortgage Experience You'll Actually Enjoy
Lower Rates, Guaranteed
Access wholesale rates most borrowers never see. If I can't beat your current offer, I'll tell you.
Close in 21 Days
Streamlined process with dedicated local underwriting. No delays, no surprises, no runaround.
Transparent from Day One
Every fee, every rate, every detail — upfront. No hidden costs, no bait-and-switch tactics.
Local Expertise
San Antonio is home. I know the neighborhoods, the market trends, and the lenders who deliver.
How It Works
Four Simple Steps to Your Best Rate
Tell Me Your Goals
Share what you're looking for — buying, refinancing, or just exploring options.
Get Your Custom Rate
I'll shop dozens of lenders to find you the best rate and terms for your situation.
Lock & Process
Lock in your rate and I'll handle the paperwork. You'll know exactly what's happening at every step.
Close with Confidence
Move into your new home or start saving with your new rate. It's that straightforward.
Today's Mortgage Talk with Mark
What changed, what it means for San Antonio buyers, and what to do next.
Understanding Property Tax Exemptions and Assistance in Bexar County
Quick Answer
Property tax exemptions in Bexar County can significantly reduce your tax burden. Understanding the types of exemptions available and the process to apply for them is crucial for homeowners.
Rate Watch
Understanding VA Loan Benefits for Texas Veterans: A Practical Guide
Eligible veterans and service members considering a Texas home purchase can explore VA-backed financing. Start with your eligibility documentation, then review the lender's requirements and the complete cost of the proposed loan.
SA Housing Pulse
Navigating Closing Disclosures: A Guide for Texas Homebuyers
A Closing Disclosure is a vital document that outlines the final terms and costs of your mortgage loan. Reviewing it carefully ensures you understand the financial commitment and prevents last-minute surprises before closing on your home.
What This Means for You
Navigating Closing Disclosures: A Guide for Texas Homebuyers
A Closing Disclosure is a vital document that outlines the final terms and costs of your mortgage loan. Reviewing it carefully ensures you understand the financial commitment and prevents last-minute surprises before closing on your home.
Mark's Take
Mark Jones
NMLS #513437 · San Antonio, TX
"Buyers negotiating today have more leverage than they'll have once rates soften and demand surges. Know your numbers before the window closes."
The Mortgage Truth
with Mark Jones
No fluff. No sales pitch. Honest, straight-forward mortgage education for San Antonio homebuyers and homeowners — straight from the source.
San Antonio Mortgage Market
Updated 02:05 PM
30-Yr Conforming
2 bps7.23%
30-day range: 7.22% – 7.46%
15-Yr Conforming
16 bps6.72%
30-day range: 6.50% – 6.81%
30-Yr FHA
6 bps7.08%
30-day range: 7.01% – 7.21%
30-Yr VA
2 bps6.90%
30-day range: 6.90% – 7.13%
30-Yr Jumbo
2 bps7.48%
30-day range: 7.33% – 7.61%
30-Yr USDA
1 bps7.13%
30-day range: 6.92% – 7.26%
OBMMI indices are daily mortgage market benchmarks, not personalized rate quotes. Your actual rate depends on your profile and scenario.
Manufactured Housing
Financing a Manufactured Home?
Manufactured homes have unique financing rules, loan programs, and requirements. Visit our dedicated resource for everything you need to know about buying and financing a manufactured home.
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Estimated Total Monthly
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Think You've Got a Good Rate? Let's Find Out.
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The Numbers Speak
Results That Build Trust
Client Stories
Real People, Real Savings
"Mark got us a rate 0.5% lower than our bank offered. That saved us over $40,000 over the life of our loan. We couldn't believe the difference."
"First-time buyer and totally overwhelmed. Mark walked me through everything — even the stuff I didn't know to ask about. Closed in 18 days."
"We refinanced and are saving $380/month. Mark made the process painless. He communicated every step and never left us guessing."
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Your Dream Home Deserves the Best Rate
Whether you're buying your first home or refinancing, I'll make sure you get the best deal possible. Let's talk — it costs nothing to compare.